Frequently Asked Questions

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1Health1Life is a community health benefit organization built for the Rio Grande Valley. We are not a broker and we are not a traditional insurance company. We are building the permanent health institution the RGV never had — employer-sponsored coverage with $0 copay, $0 deductible, and $0 coinsurance, bundled with dental, vision, and accidental life insurance.

 We are targeting our first employer pilot in the Rio Grande Valley in 2026. Join the waitlist to be notified the moment we're ready. 

Small and mid-size employers in Hidalgo, Cameron, Starr, and Willacy counties who want to offer real health benefits to their workers — and the workers who've never had coverage that actually worked. 

Members pay $0 out of pocket. No copays. No deductibles. No coinsurance. Employers cover the plan through a self-funded arrangement administered by a licensed TPA.